Your Money. Your Essentials. Your Choice.
A bill. A birthday. A Saturday night out.
Protect the things you care about, then see what’s yours to spend.
No bank connection. Your figures stay on your device.
So, what can the app do? My family and I have been using Confident Spending. These next four stories show how it’s helped us protect what matters and think before we spend. Tap any of the four buttons below to choose a story!
Tap a button to choose a story ↓
A lovely night out ends with an unexpected welcome home.
Arriving home! After a wonderful evening out, they arrive home, looking forward to a relaxing evening together. Mum: “It’s so dark—there must be a power cut?” Dad: “Mmm…” Oops! I should have used Confident Spending! Rewind… This time they used Confident Spending to protect their Essentials. Mum: “We’re so lucky to live here, honey—what shall I prepare for dinner?” With Confident Spending, your lights are always on! Spend around your Essentials, not into them!
The picnic is packed—but have they remembered the fuel?
Setting off for a picnic… A gorgeous day, the car’s packed, the picnic basket is ready, and they head to the local petrol station. Mum: “What’s up, honey? Didn’t you bring your wallet?” Dad: “Mmm…” Oops! I should have used Confident Spending! Rewind… This time they used Confident Spending to keep their Essentials covered. Mum: “I’m so excited, honey—we haven’t had a picnic for years!” Dad: “Let’s enjoy!” With Confident Spending, you’re always fuelled up! Spend around your Essentials, not into them!
He’s borrowed Dad’s car for a date. What could go wrong?
A night at the movies… The son borrows his dad’s car, and they head to the local cinema for a special date night. Girlfriend: “I was so looking forward to seeing that film! What’s happened?” Son: “Oh! Shall we go for a walk instead?” Oops! Should have used Confident Spending! Rewind… This time he used Confident Spending to keep his Essentials covered. Son: “Let’s have popcorn, shall we?” Girlfriend: “Lovely film—you’re always treating me—thank you! ❤️” With Confident Spending, you can always have room to catch a movie! Spend around your Essentials, not into them!
Shopping with friends today. A night out tonight. Can Kate do both?
Shopping spree… Kate borrows her mum’s car to head to the mall with her friends, and they’ve had a fantastic day! Kate: “We all bought so much stuff—Yippee!” Friend: “Yay! Out tonight?” Oops! I should have checked Confident Spending to see how spending that much could affect my month! Going forward… Kate wishes she’d used Confident Spending to keep her Essentials covered. In her world, going out on a Saturday is Essential! Kate: “Hi Dad, don’t I look beautiful? Any chance of having my pocket money early for this weekend? I think I spent too much today. Oops!” Dad: “On this occasion, I’m afraid not, Kate my honey button. Love to, but…!” Kate, on the phone: “Sorry Bethy—I’m going to have to take a rain check tonight as I’ve spent too much. Love you though! ❤️” With Confident Spending, you can curb the non-Essentials. Save more for that fun night out! Spend around your Essentials, not into them!
Hi, Kate here ❤️! Want to benefit from Confident Spending? Come and try the app! The app doesn’t use any personal banking information or connect to your bank. No email or home address needed. You choose what you’d like to be called, and your money figures stay on your device. Come and give it a go!
Here are the 4 main elements of the App:
Enter the amount you want to manage this month. Your bank balance, part of it, or a budget you choose.
Bills, gifts, days out, your own priorities. Add what matters to you and the amount you want covered, then record the payment as you go!
Enter the amount, check before you decide, then record spending as you go!
Month, next 7 days and today. See what’s available after protecting your Essentials and recording your spending.
Your Essentials protected. What’s yours to spend, at a glance.
No. Enter the amount you want to manage. No bank login or bank connection is needed.
You do. An Essential is something you want to protect money for. A bill, a night out, a birthday gift—every Essential you choose counts equally.
That money remains available. The app spreads the remaining available money across the days left, so your daily guide updates as you go.
Yes. Savings outside your chosen budget stay outside your available money. Record a transfer when you want money moving to or from savings to change your budget.
On your device, in this browser or installed app. Use Backup & restore to keep a copy. Clearing website data can remove your saved figures.
iPhone: open the app in Safari, tap Share, then Add to Home Screen.
Android: open the app in Chrome and choose Install app or Add to Home Screen from the menu.
Your Money. Your Essentials. Your Choice.
Open Confident Spending ↗